In Tennessee, any driver who is involved in a traffic accident is required to remain at the scene until they have, at the very least, exchanged information with all other parties involved. Although it is a crime to leave the scene of an accident, this does not always stop drivers from trying to avoid responsibility. Fortunately, that does not mean that the victim is without options.
Under state law, insurers are required to include uninsured motorist coverage (UM) in every policy—unless the policyholder specifically rejects this coverage in writing. This means that you should be covered in the event of a hit and run accident. By filing a claim with your own insurance company, you can seek compensation for your medical treatment and property damage.
Minimum UM coverage should include $25,000 per person and $15,000 for property damage.
When you are involved in a hit and run accident, the police should be notified immediately. Since it is a crime to knowingly flee the scene, the police will have their own motivation to find the driver. Your insurance company will also be motivated to find the responsible driver so that they can seek reimbursement from that driver’s insurance carrier—that is, if they are insured at all.
Whether or not the responsible driver is ever located, however, that does not change the fact that you are entitled to compensation. Whether you are compensated by your own insurance company or that of the at-fault driver, you should not have to suffer the consequences of someone else’s mistakes. If you need help with your claim, we ask you to give us a call.
Uninsured motorist coverage may also cover accidents in which:
Even though your insurance policy may seem black and white, your insurance company may still try to delay, minimize or even deny your claim. Insurance companies are notorious for making the process of recovering compensation particularly difficult for victims, so it is important to ensure that your rights are protected. Don’t settle for anything less than what you deserve. Turn to the Nashville injury lawyers at Bill Easterly & Associates, for skilled representation.
Not only will we review your case at no cost to you, but we accept all cases on a contingency fee basis—which means that you won’t be expected to pay unless we win. For this reason, you would have nothing to lose by getting in touch with our legal team today. We have already recovered millions of dollars in compensation on behalf of past clients, and we are ready to do the same for you. Call our office today or fill out a free case evaluation form online to take the first step.