Things you should consider when you have been injured in a car accident:

               What types of insurance are available, and which should you use and which should you avoid?

                Should you talk to the insurance adjuster?

                Should you sign the adjuster’s medical release?

                The importance of an accurate accident report?

                Have you taken photographs of your injuries and/or property damage?

                What type of damages can I receive payment for?

Which insurance types should you use and which should you not use:

We typically deal with three types of insurance:

1.    The other driver's auto insurance

2.    Our client's auto insurance

3.    Our client's health insurance

Within each of these sources of insurance, there are different types of benefits, such as medical benefits, uninsured motorist benefits, underinsured motorist benefits.  It is critical to the successful pursuit of your case to choose the right benefit, from the right policy.  If you make the wrong choices, you will lose money.  These choices vary on a case by case basis.  Call us today and we’ll help you work through your options.

Should you talk to the insurance adjuster?

No, not until you have talked with a lawyer.

Should you sign the adjuster’s medical release?

No, not until you have talked with a lawyer.

The importance of an accurate accident report?

You should carefully review the accident report to make sure it accurately reflects how the accident happened.  If you do not have a copy of your accident report, we will be happy to get one for you at no charge.

Have you taken photographs of your injuries and/or property damage?

You’ve heard that pictures are worth a thousand words, but we believe they are worth much more.  Get good, clear pictures of your vehicle, and of any wounds you received in the accident.

What type of damages can I receive payment for?

Generally, you are entitled to payment for your medical expenses, lost wages, property damage, pain and discomfort, mileage to and from doctor visits, and any other reasonable and necessary expenses relating to the accident.